fintrestA plan for everyday money.
Organise transactions, share household costs and follow your budgets and savings goals.
Explore everyday tools →
Personal life. Business ambitions.
Your life. Your business.
Your life. Your business.
A clearer financial picture.
Track everyday spending, manage business expenses and see your progress in one place. Fintrest brings personal and business finance together on Android.
Android app available · Free with ads · Pro removes ads
Looking for the desktop workspace? Explore the planned web companion →
Your financial picture
Personal + business, together
Illustrative demo
Personal + business, together
Net worth · blended total
$128,450
↗ $14,050 over 12 months
Monthly surplus
$2,000
Income less expenses
Income$8,400
Expenses$6,400
Health score78 / 100
View net worth data
| Month | Net worth |
|---|
Personal + business
Multiple businesses within one mobile account.
Your documents stay yours
Receipts and documents stay on-device, never uploaded.
Understand the numbers
An explained Health Score and a visual Monthly Report.
Find your next step.
BUILT AROUND YOUR DAY
Your money, organised.
Choose personal, business or property tools. Available today on Android.
Keep your work in order.
Invoice customers, split expenses across businesses and keep a location-based driver logbook.
Explore business tools →See your rental picture.
Track property income and expenses, alongside your wider financial position and monthly report.
Explore property tools →
Available in the Android app
Life doesn’t fit
Life doesn’t fit
in one spreadsheet.
From the everyday purchase to the longer-term plan. Explore the real mobile features; the small previews are illustrative, not app screenshots.
Transactions & categories
See the everyday details in context.
Explore illustrative preview
A sample $64 grocery purchase can sit in your Food category.
Budgets & savings goals
Give the next month—and the next milestone—a plan.
Explore illustrative preview
Illustrative goal: $3,000 saved toward a $5,000 emergency fund.
Investment tracking
Follow holdings, allocation and returns.
Explore illustrative preview
Explore your investment mix. Tracking only; no buying or selling.
One net worth figure
A blended view across your accounts.
Explore illustrative preview
Assets minus liabilities, combined into one financial picture.
Property & rental tracking
Keep rental income and expenses in view.
Explore illustrative preview
Illustrative rental view: income alongside maintenance and other expenses.
Multiple businesses
Split business expenses within one account.
Explore illustrative preview
Allocate an expense between your businesses without a separate login.
Invoicing
Keep your business billing close to your finances.
Explore illustrative preview
An illustrative invoice preview brings the customer and amount together.
Driver logbook
Location-based mileage tracking for your journeys.
Explore illustrative preview
A sample journey preview: start, finish and distance travelled.
Receipts & documents
Stored locally on your device. Never uploaded.
Explore illustrative preview
Your receipt stays on-device. Optional cloud sync does not upload documents.
Lock & optional sync
Biometric/PIN lock and optional encrypted cloud sync.
Explore illustrative preview
Choose optional encrypted sync while your documents remain on-device.
Household expense splitting
Make shared expenses easier to follow.
Explore illustrative preview
Illustrative split: a $90 household expense shared between three people.
Monthly Report & themes
Your real data, in-app and PDF. Eight theme variants.
Explore illustrative preview
Health, income/expenses, expense and asset breakdowns, and budget charts. System dark mode is respected.
No matching mobile features. Try another word or .
Explore the numbers
A little clarity.
A little clarity.
A different kind of control.
Try the charts below. They illustrate capabilities in Fintrest’s mobile app and Monthly Report using sample data, not a live account or an existing web screen.
Charts could not load from the CDN. All sample values remain available in the data tables below.
78out of 100
Financial Health Score
More than a number.
See the six factors behind the score. Select a component to understand its contribution.
Example score and weights only. The production weighting was not supplied.Make room for what’s next.
Income vs expenses · last six sample months
View cash flow data
| Month | Income | Expenses |
|---|
Know where it goes.
Expense breakdown · December sample
View expense data
| Category | Amount |
|---|
A more balanced perspective.
Investment asset allocation · illustrative holdings
View allocation data
| Asset | Allocation |
|---|
Plans meet real life.
Budget vs actual · December sample
View budget data and status
| Category | Budget | Actual | Status |
|---|
All amounts above are illustrative dollars. Fintrest’s actual Monthly Report uses your own data and is available in-app and as a PDF.
A SIMPLER WORKSTATION · ROADMAPFind the task.
Find the task.
Follow one clear path.
Explore the planned web workspace by task. Open any option for a quick overview.
MoneyBank feeds, imports and reconciliation
Planned web workflow
Import transactions, inspect suggested matches and approve changes with a visible history. Live bank feeds are coming soon.
SalesQuotes, invoices, payments and customers
Invoicing on mobile; extended web workflow planned
Keep quotes, invoices, customers and payment follow-ups in one workflow. Online payment collection is planned.
PurchasesBills, expense claims and purchase orders
Expense tracking on mobile; approvals planned for web
Organise bills, review spending and track purchase approvals from entry to settlement.
Payroll & teamEmployees, payslips, leave and STP
Planned web workflow
Review each pay period, approve pay runs and keep payslips and leave together. STP and super integrations are planned.
OperationsInventory, projects and fixed assets
Planned web workflow
Follow stock movements and project costs. Review purchasing suggestions before taking action.
ReportsFinancial reports, budgets and analytics
Monthly Report on mobile; web reporting planned
Compare periods, inspect the records behind a total and export your results. Keep forecasts separate from actuals.
Property & loansRental performance and loan analysis
Property tracking on mobile; loan workflow planned
Review rental income and expenses alongside loan principal and interest.
Tax & accountingGST, BAS, journals and currencies
Planned web workflow; multi-currency under assessment
Review GST records, journals and exceptions. ATO lodgement is not live; multi-currency is under assessment.
Settings & accessPeople, documents, integrations and export
Mobile lock/local documents; secure web sharing planned
Manage people, permissions and connections. Android receipts and documents stay on your device.
Help & guidanceSetup, migration, learning and support
Guidance development planned
Find setup guidance and migration help. Check opening balances before relying on imported records.
Money Flow · coming soon
Money Flow · Coming soon concept
Every dollar.
Every dollar.
A direction.
Our vision: follow income through everyday spending and into your future. Explore an illustrative flow. This feature is not available today.
Current Android app pricing
Start with clarity.
Start with clarity.
Keep it simple.
Free
$0
Your financial picture, with ads.
- Personal + business finance on Android
- Explore all current mobile features →
- Start without a Pro subscription
Pro
Ad-free, plus Pro tools$6.99 / month
Monthly billing, no free trial. The 6-month and yearly plans include a 7-day free trial.
- Ads removed
- Planning & Reports: Balance Sheet, Reports, Tax Centre, Cash Flow
- Business tools: Expense Split, Invoices, Driver Logbook
- Choose monthly, 6-month or yearly billing
Prices supplied for the current app. Confirm billing currency and purchase terms in
Google Play.
These are mobile app prices, not future web workstation pricing.
WEB WORKSTATION · PLANNED LAUNCH OFFERYour first month, free.
Your first month, free.
Clear pricing after that.
Four proposed plans from $39/month. Every plan is open to any kind of customer — sole traders, companies, partnerships and trusts can choose any plan. Plans differ by features and limits, not by who you are.
Coming soon · Web checkout and billing are not available yet. For the Android app, see Free and Pro pricing.
Help me choose a plan
FIND YOUR FIT
Which planned tier fits your work?
Choose your needs to compare the proposed scope.
Sole Trader
For one business with one owner and no payroll.
$0 first month at launch
Then $39 / month
Proposed AUD price including GST.
- Invoices, quotes, customers and bills
- Bank import and review before approval
- GST working papers and financial reports
- Basic budgets and CSV export
- One business · owner access · no employee payroll
What’s included in Sole Trader?
- Everyday essentials, kept simple
- Manage sales documents, bills and imported transactions, then review your records and reports.
- A lighter scope
- For anyone running one business with no employee payroll, whatever the business structure. Inventory, purchase orders, property and loan analysis, projects and custom reporting are available in higher proposed tiers.
- Clear first-year cost
- Proposed first 12 months: $429 including GST, with one free month and eleven payments of $39. This plan is priced independently of the Xero benchmark offer.
Core
For everyday business finances.
$0 first month at launch
Then $58.50 / month
Proposed AUD price including GST.
- Invoices, quotes, customers and bills
- Bank import and review before approval
- GST working papers and financial reports
- One business per subscription · payroll allowance: 2 employees
- CSV export, business switching and access controls
What’s included in Core?
- Sell and get paid
- Prepare quotes and invoices, keep customer details together and track outstanding balances.
- Control money in and out
- Import bank activity, review suggestions and track bills. Live connections and payment processing depend on integrations.
- Keep records organised
- GST working papers, financial reports, CSV export and owner-managed access are planned in every tier.
$19.50 less / month than Xero Grow standard pricing
Compare Core costsGrowth
For stock, purchasing and property oversight.
$0 first month at launch
Then $80.25 / month
Proposed AUD price including GST.
- Everything in Core, plus:
- Inventory and purchase orders
- Property and loan analysis
- Advanced budgets and category analysis
- One business per subscription · payroll allowance: 5 employees
What’s included in Growth?
- Manage stock and purchasing
- Track inventory and organise purchase orders alongside planned core accounting workflows.
- Understand property and loans
- Review rental activity and loan information together with business performance.
- Plan ahead
- Compare budgets and spending by category. Includes all proposed Core features with a larger payroll allowance.
$26.75 less / month than Xero Comprehensive standard pricing
Compare Growth costsScale
For projects and deeper business analysis.
$0 first month at launch
Then $107.25 / month
Proposed AUD price including GST.
- Everything in Growth, plus:
- Project costs and profitability
- Custom report layouts
- Scenario planning
- One business per subscription · payroll allowance: 10 employees
What’s included in Scale?
- See project performance
- Bring project costs and profitability into the planned workstation rather than a separate reporting workflow.
- Tailor your analysis
- Create custom report layouts and explore scenarios. Includes all proposed Growth features.
- Support a larger team
- The proposed payroll allowance increases to 10 employees. Final limits and integration availability will be confirmed before launch.
$35.75 less / month than Xero Ultimate 10 standard pricing
Compare Scale costsAll web inclusions below are proposed launch scope, not currently available subscriptions.
Compare all included features
Know what is included.
Every proposed tier includes core invoicing, bills, reports and export. Every plan covers one business per subscription; higher tiers add team permissions, larger payroll allowances and extra tools.
| Feature | Sole Trader | Core | Growth | Scale |
|---|---|---|---|---|
Invoices, quotes, customers and billsCreate sales documents and organise the people and bills behind your cash flow. | Planned | Planned | Planned | Planned |
Bank import, review and explainable matchingReview suggested matches and approve changes before posting. Live feeds require a provider integration. | Planned | Planned | Planned | Planned |
GST working papers and financial reportsPrepare supporting records and analyse performance. This is not live ATO lodgement. | Planned | Planned | Planned | Planned |
CSV data export and business switchingWork across businesses and export reusable records. | CSV export; one business | Planned | Planned | Planned |
Owner-managed access and audit historyChoose who can access each workflow and review the history of changes. | Owner access | Planned | Planned | Planned |
Payroll allowance at launchProposed employee allowance per tier. Payroll release depends on verified calculations and integrations. | Not included | 2 employees | 5 employees | 10 employees |
Budgets and category analysisCompare planned spending with actual activity and inspect category movements. | Basic | Core | Advanced | Advanced |
Property and loan analysisReview rental activity, loans and interest records. | Not included | — | Planned | Planned |
Inventory and purchase ordersTrack stock and organise purchasing. | Not included | — | Planned | Planned |
Project costs and profitabilityUnderstand project costs alongside revenue. | Not included | — | — | Planned |
Custom report layouts and scenariosTailor analysis to the decisions your business needs to make. | Not included | — | — | Planned |
Live bank feeds, ATO/BAS lodgement, STP, payment processing, employee access and email delivery depend on secure integrations and release verification. They are not live today. These prices do not promise feature parity with Xero or MYOB.
Compare with Xero & MYOB
COMPARE WITH CONTEXT
The ongoing price, not just the headline.
Comparison is base subscription only, with different inclusions. It excludes paid add-ons, payment processing and usage charges. The 25% calculation uses Xero's standard monthly price, not its introductory price. Prices are a snapshot, not a permanent price-match guarantee.
MYOB alternatives — different products and billing periods
Business Lite
$315 / yearStandard annual price displayed by MYOB. $94.50 for its first year under the displayed offer. Payroll adds $3 per employee/month, up to 2 employees.
Business Pro
$70 / monthStandard monthly price. Displayed offer: $21/month for 6 months. Payroll adds $3 per employee/month.
AccountRight Plus
$165 / monthStandard monthly price. Displayed offer: $66/month for 3 months. Payroll included.
Checked 20 September 2026. Xero prices and terms · MYOB prices and terms. Xero prices include GST. MYOB figures are as displayed; confirm tax treatment and billing basis with MYOB. Promotions have eligibility requirements and can change. Fintrest is not cheaper than every MYOB option.
The next chapter · Web workstation roadmap
Compare the approach.
A planned desktop companion to your phone. Same account, same data. Designed around clarity, transparent rules and control of your information. Not available yet.
| What matters | Fintrest web visionRoadmap, not shipped | XeroCurrent product | MYOBCurrent products |
|---|---|---|---|
| Pricing clarity | A Sole Trader plan and three business tiers with a free first month. See the detailed plan inclusions and price comparison. | Tiered plans with different feature and payroll allowances.1 | Product and plan choices with different feature inclusions.2 |
| Multiple businesses | Planned web plans cover one business per subscription; another business needs its own subscription. Multi-business support already exists in the mobile app. | Check organisation subscriptions and requirements for your businesses.1 | Business limits vary by product; check Premier and additional-business terms.3 |
| Understand bank rules | Planned visible confidence and reasoning alongside auto-categorised transactions. | Compare the review, matching and rule controls with your own workflow. This demo does not claim these products lack reconciliation tools. | |
| Keep control of your data | Planned CSV / Xero / MYOB / QBO import and full export. Portability is a design commitment. | Check supported formats, records and export scope before migrating. No claim of complete migration compatibility is made here. | |
| Connected operations | Native job costing and inventory are planned. Neither is presented as a current Fintrest mobile feature. | Check the current plan, product and integration requirements for your specific inventory and job-costing needs. | |
Sources: 1. Xero Australia plans · 2. MYOB Australia plans · 3. MYOB multiple businesses. Reviewed September 2026. Check providers for current inclusions. Roadmap direction may evolve; proposed web prices appear in the plan cards. No launch date is promised.
Free month & offer details
Simple offer details.
When does the free month start?
Proposed offer: the first monthly billing period is free when eligible new web customers activate after launch. No trial or charge starts from this website.
What happens after the first month?
Proposed monthly base prices are Sole Trader $39, Core $58.50, Growth $80.25 and Scale $107.25 including GST. Renewal, cancellation, usage limits and any third-party charges must be presented at checkout before consent. There is no checkout on this website.
Can any customer choose any plan?
Proposed: yes. Plans are not restricted by business type or structure — a sole trader, company, partnership or trust can pick whichever plan suits. What differs is scope and limits: Every plan covers one business per subscription, and another business needs its own subscription. Sole Trader has owner access and no employee payroll; Core, Growth and Scale add team permissions and payroll allowances of 2, 5 and 10 employees, plus the extra tools listed in each plan. You can compare the plans and choose at any time; final limits and terms will be confirmed before checkout opens.
Does this change Android Pro?
No. The Android app remains Free with ads, or Pro at $6.99/month, $31.99 per 6 months or $48.99/year (7-day free trial on the 6-month and yearly plans) to remove ads and unlock the Pro tools. Proposed web plans are separate.
Is every planned feature ready?
No. The web workstation is in development. A capability appearing in the plan matrix is planned scope, not a statement that it is production-ready. Availability and final inclusions will be confirmed before purchase.